Assume you were referencing subprime home mortgages. I could be wrong. People are more likely to default on a subprime auto loan. 31.45% vs 8.96% http://www.s

Assume you were referencing subprime home mortgages. I could be wrong. People are more likely to default on a subprime auto loan. 31.45% vs 8.96% http://www.sgcaccounting.com/Resources/BHPHBenchmarks2015.pdf http://www.sgcaccounting.com/Resources/BHPHBenchmarks2015.pd... https://www.mba.org/2015-press-releases/may/mortgage-delinquencies-and-foreclosures-fall-in-first-quarter https://www.mba.org/2015-press-releases/may/mortgage-delinqu... Source: sell BHPH software, work with DriveTime.