You might want to consider this, too: https://www.theatlantic.com/business/archive/2013/11/your-brain-on-poverty-why-poor-people-seem-to-make-bad-decisions/2817

You might want to consider this, too: https://www.theatlantic.com/business/archive/2013/11/your-brain-on-poverty-why-poor-people-seem-to-make-bad-decisions/281780/ https://www.theatlantic.com/business/archive/2013/11/your-br... - be mindful of your privilege when judging other people. Since you're posting on HN, you're probably already in a few multi-sigma-from-mean categories.