You can buy Tbills directly from the Treasury at http://treasurydirect.gov/ http://treasurydirect.gov/ Lower rates than a CD, but safer if you are worried abo

You can buy Tbills directly from the Treasury at http://treasurydirect.gov/ http://treasurydirect.gov/ Lower rates than a CD, but safer if you are worried about your bank going belly up (if you own a Tbill, the US Govt would have to go bankrupt for you to lose your money).