A broken clock is correct twice a day. I can't debunk your economic conspiracy theories in one comment, but I will make two points. 1) This article is talking a

A broken clock is correct twice a day. I can't debunk your economic conspiracy theories in one comment, but I will make two points. 1) This article is talking about subprime loans. No one gives sub prime borrowers a zero percent interest rate because they are the riskiest borrowers. So by you using that as proof of a subprime auto loan crisis shows that you don't understand what is actually happening here. 2) You can't claim to be seeing a bubble occuring for ten years. I mean, I guess you can and you will be guaranteed to be correct on a long enough time line, but the point is it doesn't mean anything. There is an established business cycle. No one cares about an economic prediction without a timeline.