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I am pointing out that the current healthcare model IS very close to the current fire department model. In both cases, you likely need private insurance to deal
by brianwawok 10y ago
I am pointing out that the current healthcare model IS very close to the current fire department model. In both cases, you likely need private insurance to deal with catastrophic loss. So saying "make medicine more like fire insurance" doesn't really make sense.
- AnthonyMouse 10y agoThe problem is that it isn't. You need insurance for catastrophic loss, not for everyday expenses -- that's the problem with existing medical insurance. Suppose you needed a new garage door opener for your house. If fire insurance was medical insurance then you would have the insurance company buy you one because it would be dangerous to not be able to get out of your garage if there was a fire. Then garage door openers and plumbing and doorknobs and smoke alarms would all cost ten times as much because people aren't price conscious when the insurance is paying for something, and fire insurance premiums would get completely out of hand.