As someone paying for products, I detest PayPal. I'm forced to do it rarely enough that I would pay 5-10% extra to avoid doing it. I realize I'm just one data p

As someone paying for products, I detest PayPal. I'm forced to do it rarely enough that I would pay 5-10% extra to avoid doing it. I realize I'm just one data point but perhaps there's a market here? One case where it's especially frustrating is Etsy. There are many vendors on Etsy who refuse to accept any payment other than PayPal. (One can't use an Etsy gift card.) Edit: add etsy note