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>A major difference is that customers can pay through PayPal from a PayPal balance whether they have a credit card or not. Customers can pay through Visa wheth
by Sir_Substance 10y ago
>A major difference is that customers can pay through PayPal from a PayPal balance whether they have a credit card or not.
Customers can pay through Visa whether they have a credit card or not:
https://en.wikipedia.org/wiki/Visa_Electron https://en.wikipedia.org/wiki/Visa_Electron
https://en.wikipedia.org/wiki/Visa_Debit https://en.wikipedia.org/wiki/Visa_Debit
As far as I can tell it might be only USA banks that don't issue these kinds of cards as standard, in place of a bank card.
- AnkhMorporkian 10y agoThose cards are pretty standard in America too. If you open a checking account, you'll almost certainly get a Visa or Mastercard credit/debit card.
- tedmiston 10y agoYou're right — to clarify, I was trying to make the point that one can pay via PayPal with their PayPal account balance, as opposed to via any type of card (credit, debit, ATM, prepaid Visa gift card, etc). So, one can use PayPal without a credit or debit card. Stripe does not offer anything analogous to that. I'm not sure about other countries but in the US, it is possible to open a bank account without a debit card attached to it.
- cowsandmilk 10y agoAnd you can get cash into paypal without a bank account at all. For instance, https://www.paypal-cash.com/index.html https://www.paypal-cash.com/index.html
- Nullabillity 10y agoAt least in Sweden, the youth cards are usually completely blocked from online transactions.
- 4ad 10y agoIn Austria you can't really get these debit cards, and my understanding is that it's pretty difficult to get them in Germany as well. People here get useless Maestro debit cards. You can only get Visa/Mastercard credit cards. And very few people do, usually only people who travel to the US bother.