> I'm curious to know what offers a better yield than a savings account with less risk than a stock or a bond. Why are you looking for a single, magical asset

> I'm curious to know what offers a better yield than a savings account with less risk than a stock or a bond. Why are you looking for a single, magical asset class with superior risk-adjusted returns? If you invest in a diversified portfolio of stocks, government bonds, real assets and cash, you'll find it earns a solid rate of return with less volatility.