Hey. I just realized I was maybe too harsh on all this. You are right, investing is better than a savings account. However, be careful these days. Read what

Hey. I just realized I was maybe too harsh on all this. You are right, investing is better than a savings account. However, be careful these days. Read what other top investors are doing. barrons.com & marketwatch sometimes say what other top investors are doing. Many are keeping some cash. Good to have when the market drops. Many have short positions. The best returns come when you buy after a correction & sell high. ETFs do well when the market is marching upwards. Maybe one more year of that but it can't go on forever. 1.1 to a high power starts to consume everything in the universe.