I don't think you understand the concept of paycheck to paycheck. Although it may be the case that some people living paycheck to paycheck spend outside their m

I don't think you understand the concept of paycheck to paycheck. Although it may be the case that some people living paycheck to paycheck spend outside their means on luxuries like brand name coffees, there are also those people for whom paycheck to paycheck is forced on them due to external factors. Now I didn't downvote you but I think those who did did so to hint that your perspective could use a reality check.