I retired early and have stocks, real estate, and cash. I'll reduce holdings when my cash runs low. Until then, I'm making no changes come hell or high water.

I retired early and have stocks, real estate, and cash. I'll reduce holdings when my cash runs low. Until then, I'm making no changes come hell or high water. I'm not financially savvy and would probably sell at the wrong time anyway. I have more cash than I need (3 - 4 years worth), but I'm fiscally conservative and the extra buffer eliminates stress.