> BTW, the reason this "works" for employed people is because cost of insurance remains hidden. An average employed American would easily earn 20-30% more incom

> BTW, the reason this "works" for employed people is because cost of insurance remains hidden. An average employed American would easily earn 20-30% more income if employer didn't took away part of his/her paycheck and gave it to insurance companies. Let's be realistic. The employer would be making 20-30% more profit, none of it would go to the employee. But I hear you on your other points.