I think this normally excellent advice is not the best option given the current fluctuations in all market sectors. There is a very likely chance that the firs

I think this normally excellent advice is not the best option given the current fluctuations in all market sectors. There is a very likely chance that the first four options could all suffer losses in the immediate future, which is a needless risk. I think staying out of the market until the current mess passes would be better rather than risk your initial investment by investing right this second.