FDIC insures up to 250k. If you want to park it there -- go ahead. Short term CD ladders (so you always have some money free if you need it but most of it is a

FDIC insures up to 250k. If you want to park it there -- go ahead. Short term CD ladders (so you always have some money free if you need it but most of it is actively earning interest) seem like a good option as well.