> "your bank password is Axei5aoc0i, write it down somewhere safe" "So I send it to my mail account for when I am on the go... that account with the qwerty pas

> "your bank password is Axei5aoc0i, write it down somewhere safe" "So I send it to my mail account for when I am on the go... that account with the qwerty password..." The point being, you can't really protect users from themselves so a bank can't build it's security model upon the assumption of safe user accounts.