Because it is one thing to limit the finances when I am single... But after getting married and having kids, I am no longer just limiting myself -- I am restric

Because it is one thing to limit the finances when I am single... But after getting married and having kids, I am no longer just limiting myself -- I am restricting the resources that I can offer the children. I could not afford private schools or college, I would need to watch my money on clothes and food, and we would have to live in a smaller home. All of this could still be OK. They aren't even old enough for those things to be issues yet. But it is difficult to ramp up a stable income overnight, so I decided to go back to trying to maximize my income, to give us more choices in the future, as the kids grow up. And we may still do public school or homeschooling, and may still live to the 60K budget. Time will tell, but I think having the choices available to us is wise.