Poor people can't get a personal loan in America. Maybe in 2006, but not in 2017. Maybe from some kind of loanshark, but no bank is going to give someone a loa

Poor people can't get a personal loan in America. Maybe in 2006, but not in 2017. Maybe from some kind of loanshark, but no bank is going to give someone a loan, especially if they don't have the means to make the payments, to go out and buy a new MacBook.