> I disagree, in the sense that I don't take that as a given. Well it depends who you're talking to. If you're poor, the impact on your income tax will be not

> I disagree, in the sense that I don't take that as a given. Well it depends who you're talking to. If you're poor, the impact on your income tax will be nothing. If you're like me, i.e. you have a fantastic employer plan with an annual premium amounting to ~4% of your annual salary, then you can bet your ass you'll be paying more in taxes and getting a worse product to boot.