Wow, that's awesome to hear! For what it's worth, we don't think the premium experience (Penny+) is a good fit for most of our users. Locking extra complexity

Wow, that's awesome to hear! For what it's worth, we don't think the premium experience (Penny+) is a good fit for most of our users. Locking extra complexity behind a premium version was actually our way of keeping the core experience simple (and encouraging people to not mindlessly turn on extra features unless they're confident they want them). We think the simplicity of the core experience is one of the main reasons people continue to use Penny over time; complexity begets churn, even if users ask for that complexity. We eschew traditional budgets for the same reasons.