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I actually am running a (year long) experiment. I found a data broker who had my info. They offered a way to "correct" the record, so I added a car that I don't

I actually am running a (year long) experiment. I found a data broker who had my info. They offered a way to "correct" the record, so I added a car that I don't own (who's warranty should be ready for extended warranty offers in a few months) and added many many "off by one" errors like an extra zero on my income, or transposed digits on the size of my house. We'll see where it lands. I personally would also pay for this sort of service.

mehrdadn 10y ago
> I found a data broker who had my info. How...? Or do you just mean sites like InstanCheckmate themeselves? > They offered a way to "correct" the record, so I added a car that I don't own That's amazing! They didn't need proof? How did you convince them? Is this legal?
- literallycancer 10y ago
  Why wouldn't it be? It's not like you are lying on tax forms.
- uiri 10y ago
  Is this legal? IANAL That said, fraud is usually defined as "An intentional misrepresentation of material existing fact made by one person to another with knowledge of its falsity and for the purpose of inducing the other person to act, and upon which the other person relies with resulting injury or damage." So, in order for such misinformation to be illegal, the data broker needs only to demonstrate injury or damage. Unless the data broker makes assurances to their customer about the truth of the information and gets sued by one of their customers for providing false information, I find it hard to believe that the data broker will be able to demonstrate injury or damages. I think the data broker knows better than to make such claims about their data but who really knows. And it isn't like the downstream customers are going to independently verify all the information.
  - mirimir 10y ago
    That makes no sense, unless there's a contract, or at least a business relationship.
otto_ortega 10y ago
> I found a data broker who had my info. What's the name of it?

mehrdadn 10y ago

> I found a data broker who had my info. How...? Or do you just mean sites like InstanCheckmate themeselves? > They offered a way to "correct" the record, so I added a car that I don't own That's amazing! They didn't need proof? How did you convince them? Is this legal?

literallycancer 10y ago
Why wouldn't it be? It's not like you are lying on tax forms.
uiri 10y ago
Is this legal? IANAL That said, fraud is usually defined as "An intentional misrepresentation of material existing fact made by one person to another with knowledge of its falsity and for the purpose of inducing the other person to act, and upon which the other person relies with resulting injury or damage." So, in order for such misinformation to be illegal, the data broker needs only to demonstrate injury or damage. Unless the data broker makes assurances to their customer about the truth of the information and gets sued by one of their customers for providing false information, I find it hard to believe that the data broker will be able to demonstrate injury or damages. I think the data broker knows better than to make such claims about their data but who really knows. And it isn't like the downstream customers are going to independently verify all the information.
- mirimir 10y ago
  That makes no sense, unless there's a contract, or at least a business relationship.

otto_ortega 10y ago

> I found a data broker who had my info. What's the name of it?