I've experienced that directly more than once. Trying to use a credit card online to purchase from a merchant that the banks --- all of them! --- refused to pro

I've experienced that directly more than once. Trying to use a credit card online to purchase from a merchant that the banks --- all of them! --- refused to process my payment. This was for legal products from an established seller. The banks were happy to charge a big fee to send a bank wire or cashiers check. Just wouldn't deal with a credit card. It's obviously because the bank ends up on the hook for liability in the case of disputed or reversed charges. They judged that market to be too likely to result in their losses so they simply refused to let me do business with the seller I wanted to use.