Re #2, anyone who tries to abuse a company for a lousy $5 deserves what they get. It looks to them like a stolen credit card being used fraudulently. For $5, yo

Re #2, anyone who tries to abuse a company for a lousy $5 deserves what they get. It looks to them like a stolen credit card being used fraudulently. For $5, you're not worth 10 minutes of a customer service rep's time trying to determine whether you are a fraud risk.