I don't make that much money, but I only work 3 days a week. We are comfortable but we don't own a car and we rent. She wants to buy a house, I want to build a

I don't make that much money, but I only work 3 days a week. We are comfortable but we don't own a car and we rent. She wants to buy a house, I want to build an earthship. I get a lot out of being my own boss and learning new things and adding features to my SaaS, and the value inherent in entrepreneurship and building a business. My wife shares none of that, but does share the anxiety, instability and risk of self-employment.