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I make a pretty good salary at my current job. I have a young son at home and I provide all the benefits. My salary could be replace, my benefits would be muc

• tonyvt2005 19y ago
  Yeah, benefits can be a big deal. I work for a small defense contractor and they're paying for me to go to grad school. There's certainly nothing wrong with taking the safer route when you have a family to provide for.
  • markdc 19y ago
    Agreed. I quit a good job at a major company to join a venture-funded startup in 2000...obviously my timing was terrible and the startup went under within a year. The result was devastating personally and financially. I'm just now to the point where I have enough savings to try again...but at the same time I've rebuilt my career. It is really, really hard to walk away from a good paycheck again, especially since the economy looks like recession in 2008. So I work on things on the weekends.
• procrastitron 19y ago
  I don't know why I didn't think to mention this before, but there are HR outsourcing companies that will let you set up a co-employment agreement with them. Basically, these companies get tens of thousands of small businesses together, and then bargain with insurance companies as a group. This way they can get much better rates than if you tried to buy individual insurance. So what you do is file your new business paperwork with the state, and then buy an HR contract with one of these companies. I think the largest one is Administaff, but my company recently switched from them to another one called TriNet, which is supposed to be cheaper.