The cost of landlord insurance to protect against delinquent tenants is surely passed on to renters though, driving up the rents as well and maybe contributing

The cost of landlord insurance to protect against delinquent tenants is surely passed on to renters though, driving up the rents as well and maybe contributing to the empty homes problem as nobody can afford to live there. Vancouver has bypassed the lengthy process of eviction and limits on rent increases with landlords now forcing you to sign yearly contracts with clauses that specify you agree to move out on the day the lease expires, so they can increase the rent however much they wish or toss you out more easily. I have yet to find anywhere that doesn't dangle this yearly lease scheme so I have to now plan a vacation week around lease negotiation time in case they skyrocket it and I'm forced to move.