Taxes are by far the biggest problem. It is so hard to set aside 33% of every dollar taken in and send it off to the IRS every quarter. Every month you must dec

Taxes are by far the biggest problem. It is so hard to set aside 33% of every dollar taken in and send it off to the IRS every quarter. Every month you must decide between paying the mortgage or paying the IRS. Once you fall behind penalties and interest just pile up. Eventually there are liens on your house so you cannot even refinance. The more you make the more you owe.