Without also reforming healthcare up front, that would move a lot more people into the "y'know what, I'm better off without health insurance" bucket, which woul

Without also reforming healthcare up front, that would move a lot more people into the "y'know what, I'm better off without health insurance" bucket, which would accelerate breakdown of the health insurance market. But I don't see why that would create the political will for anything to get fixed, given that it isn't being fixed already.