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I get roughly 2% back on every credit card transaction. For me, worth the hassle of occasional identity theft I'm not liable for.
by baccredited 10y ago
I get roughly 2% back on every credit card transaction. For me, worth the hassle of occasional identity theft I'm not liable for.
- sparrish 10y agoThe 2% is a good point but for me the savings of not wanting to part with my Washingtons has been more than 2%. You're not liable, but that doesn't mean it doesn't cost you anything to get it straightened out (time).
- 0x445442 10y agoAlso, it's difficult to determine if you end up spending 2% more on purchases than you normally would because of the "convenience" of the card. If you are a person who is diligent about budgeting then I'm sure it's possible but most people I know will just pull out the card at Starbucks if they don't have cash in the wallet to pay. Without the discipline that 2% can evaporate very quickly.