Have emergency savings, preferably a bare minimum of 3 months' worth of expenses, available. Depending on your risk tolerance and income stability, 6 or 9 mont

Have emergency savings, preferably a bare minimum of 3 months' worth of expenses, available. Depending on your risk tolerance and income stability, 6 or 9 months might be appropriate. It's absolutely amazing the peace of mind and freedom to take risk that having emergency savings can give you.