From what I have seen, a lot of [smaller?] banks don't even have CTOs (including the one I worked at), just CIOs which ultimately fulfilled that role. They mig

From what I have seen, a lot of [smaller?] banks don't even have CTOs (including the one I worked at), just CIOs which ultimately fulfilled that role. They might have VPs of Technology though (usually along with some other role, such as CIO). Unfortunately, the distinction is usually lost on me too.