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Just to be clear. The reason this happens is because insurers like groups that don't have terrible self selection biases towards sick people. Buying insurance a
by aero142 10y ago
Just to be clear. The reason this happens is because insurers like groups that don't have terrible self selection biases towards sick people. Buying insurance as an individual means the insurance company is worried you are a soon to be expense.
- maxerickson 10y agoThere are also tax advantages. And it makes overtime cheaper by moving some of the base compensation out of the hourly wage.
- cr1895 10y ago>Buying insurance as an individual means the insurance company is worried you are a soon to be expense. Really worth noting that this is a non-issue in many (most?) countries with healthcare systems that function differently from that in the US.