I almost mentioned vesting, but decided to summarize as > Look into all the details and conditions of the program. Either way, you're not _losing_ money, even

I almost mentioned vesting, but decided to summarize as > Look into all the details and conditions of the program. Either way, you're not _losing_ money, even if there's a delay in getting the match. And IANAL and don't feel like looking it up but IIRC from last time I did it, I thought it was near universal, or legally required even, to be allowed to rollover any 401k into an IRA once you are no longer employed. Do you have a source or personal details on that? This is a major point. The important thing is nobody with access to a 401k should delay looking into it by more than a pay period, as they are likely throwing away free money every pay period that goes by and they don't even look into the details.