Yeah and losing this discipline is even harder when going from one generation to the next. The guy who built the empire knows all the sweat he put into achievin

Yeah and losing this discipline is even harder when going from one generation to the next. The guy who built the empire knows all the sweat he put into achieving it, and he knows how it is to live with nothing. Therefore he has internal motivation to keep his wealth. But his children and their children don't know anything else but wealth. They might not even understand that it won't always be like that.