I think that is a really really misleading way of looking at it. The debt burden is not carried equally across all demographics but is likely disproportionally

I think that is a really really misleading way of looking at it. The debt burden is not carried equally across all demographics but is likely disproportionally allocated towards the young whereas wages are skewed towards the old. Also, just because you made the numbers sound small in an absolute sense doesn't mean they aren't large in a historical context.