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My lesson in financial responsibility was to have to live on 8000--10000$/year for three years. Coming from a solidly middle class income, it was a real shock.
by thechao 10y ago
My lesson in financial responsibility was to have to live on 8000--10000$/year for three years. Coming from a solidly middle class income, it was a real shock. I am very credit averse, now, since even a modest level of credit sunk as fixed cost with no benefit.
- throwaway5752 10y agoBuy everything with credit card. Establish your credit rating in case you need to borrow, and take advantage of whatever reward program fits you best. Always pay of the entirety of your balance every month.