The trend is probably more important than the total. A single debt amount can be “OK” for one person but practically sink another person. The rate of bank-rel

The trend is probably more important than the total. A single debt amount can be “OK” for one person but practically sink another person. The rate of bank-related expenditures should be measured instead. Add up all the ridiculous overdraft fees, the interest payments, changes in rates due to an ARM, etc. and one person’s financial picture could look quite a bit different than another for “the same debt” amount.