There's some aspect you miss: For both major hash breakages there was a ~10 year warning phase (for md5 the first breakthrough was 1996, for sha1 2004), where i

There's some aspect you miss: For both major hash breakages there was a ~10 year warning phase (for md5 the first breakthrough was 1996, for sha1 2004), where it was basically clear these hashes were bad, just noone had done the full attack yet. There's no such warning from any modern hash yet.