Haha, wow, the answer is "because if I overpay and receive a refund, I will avoid the negative interest rate i would 'earn' (lose) at the bank" what sounds alt

Haha, wow, the answer is "because if I overpay and receive a refund, I will avoid the negative interest rate i would 'earn' (lose) at the bank" what sounds altruistic at first is apparently becoming an unnecessary cost burden for the Swedish government ironic!