4 ms·
Fair, accessible health care insurance. (I'm in the U.S.) The amount of stress I've experienced dealing with this industry far outweighs the benefit it has pr
by pasbesoin 10y ago
Fair, accessible health care insurance. (I'm in the U.S.)
The amount of stress I've experienced dealing with this industry far outweighs the benefit it has provided to me.
Yet, despite being relatively low-cost and high-paying, because I self-insure, I'm marginalized to the maximum extent permitted under law and regulation. Meaning, it is only law and regulation that has provided some reprieve from quasi-oligopical exploitation.
I don't mind paying. I do mind paying 2 - 3x more than a corporation employee whose only demographic difference is being a corporation employee.
And I mind the deliberate, thorough, and jealously guarded opacity that serves to perpetuate the system.
And now, with the ACA on the ropes, I fear and expect the return of unbridled discrimination.
All the fear-mongering carping about "death lists" that we've heard? The real death-list is being on the list of self-insured. (Or, uninsured -- not infrequently the same thing, absent law and regulation to the contrary.)
Or now, once again, with an employer or other group-plan provider that doesn't have enough moxie to negotiate fair terms and treatment for its participants.