they also won't pay the claim unless you can prove the item was worth what you say it is. They dont tell you this when you buy the insurance, of course. But onc

they also won't pay the claim unless you can prove the item was worth what you say it is. They dont tell you this when you buy the insurance, of course. But once you try to make a claim, they demand proof. They want a catalog showing the item, an appraisal, etc. And just like any insurance, the first thing they will do when you try to make a claim is get out of paying it.