No. The real issue is that derivatives have to a large part been intentionally made hard to understand in order to create a complex system that can be gamed by

No. The real issue is that derivatives have to a large part been intentionally made hard to understand in order to create a complex system that can be gamed by people who understand parts of it, for a time. And this system has become completely divorced from any useful risk-managing effect derivatives were originally created for and is now creating impossible-to-manage risks of its own, and more importantly, is having a huge net negative effect on the economy. Rather than mediating between those who have money to invest and those who need money to create value, the financial industry has in large parts become a parasite that sucks profits out of the economy while providing no value of its own.