Traditional IRA's are more appealing than they seem, even for low income earners. It is entirely possible to pay $0 tax on withdraw from a traditional IRA. htt

Traditional IRA's are more appealing than they seem, even for low income earners. It is entirely possible to pay $0 tax on withdraw from a traditional IRA. https://www.kitces.com/blog/understanding-the-mechanics-of-the-0-long-term-capital-gains-tax-rate-how-to-harvest-capital-gains-for-a-free-step-up-in-basis/ https://www.kitces.com/blog/understanding-the-mechanics-of-t... The attractiveness of a traditional IRA only increases as your marginal tax rate does.