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Thanks for the comment! Yes, we understand your risk appetite, and we expose borrowers whose risk profile matches yours. We can also filter or limit as per your
by pratishgandhi 10y ago
Thanks for the comment! Yes, we understand your risk appetite, and we expose borrowers whose risk profile matches yours. We can also filter or limit as per your preferred purpose.
- baron19 10y agoThat's nice, even better if you can give investors some guarantees on default risk. Another question. I was looking at the investor dashboard and it shows a 'salary to EMI ratio', does that mean people who aren't employed with a regular salary are out? Like small business owners and such. In my personal experience, I find that they are usually more interested in short-term borrowing since their cash inflows and outflows don't always balance, leading them to having to borrow quickly and for a short term.
- pratishgandhi 10y agoYou're absolutely right about the businesses. We are not giving loans to them at the moment, however we plan to expand to that segment soon.