That's not quite true. These planets are very close to the star and can receive large doses of the little bit of harmful radiation that the star puts out. Addit

That's not quite true. These planets are very close to the star and can receive large doses of the little bit of harmful radiation that the star puts out. Additionally, these planets put out a lot of infrared, but not a lot of higher energy photons, and life-as-we-know-it needs those higher energy photons. That infrared is also absorbed by water in any atmospheres or oceans that are present, leaving even less for life. Finally, these types of stars tend to have rather variable output in their spectrums, which may make it difficult for life to adapt.