Good point, this PDF is very U.S. specific. As long as the taxation is progressive, it would seem to make sense to put your money in a tax sheltered account du

Good point, this PDF is very U.S. specific. As long as the taxation is progressive, it would seem to make sense to put your money in a tax sheltered account during your peak earning years. And also to get any company match. Other than that, I don't know. As for home country vs foreign investment, from bogleheads: "The relative percentage of domestic and international stocks is a subject of intense discussion in the forum. One sensible option is to hold domestic and international stocks in the same proportions as they represent in the total world economy. As of October 2014, that would be about 50% U. S. and 50% international. ... Other authorities suggest holding less than that." https://www.bogleheads.org/wiki/Domestic/International https://www.bogleheads.org/wiki/Domestic/International https://www.bogleheads.org/wiki/Three-fund_portfolio#Combining_domestic_and_international_stocks https://www.bogleheads.org/wiki/Three-fund_portfolio#Combini... The advice still seems to be U.S. specific though.