Imagine you have a sales team. Initially you tell them: sell $10000 in 1 week. Most of them will go through the traditional selling process. One of them will ma

Imagine you have a sales team. Initially you tell them: sell $10000 in 1 week. Most of them will go through the traditional selling process. One of them will make a loan on behalf of the company for $10000, and hand you the money right away. If you are smart, you will say that you are not interested in having that money if it comes from a loan. If you are not smart, you will say: "wow, this guy is a 10x salesman, we will give him a bonus". Meanwhile the company gets into an unpayable debt beyond any possibility of paying. Then, when the company is about to die from debt, they declare bankrupcy and start over or sell themselves to be acquired. Now, imagine it's not salesmen, but software engineers, and it's not actual debt, but technical debt, and it's not bankruptcy but starting your project again.