> Reasons include immigration/ID status, history of writing bad checks, bank levy, etc. The first can be a legitimate issue (though your link says the majority

> Reasons include immigration/ID status, history of writing bad checks, bank levy, etc. The first can be a legitimate issue (though your link says the majority of the unbanked are American-born), the last two should be resolvable by modernizing the banking system by removing the outdated checking system entirely and offering basic accounts without fees/minimums (at least to low income individuals), bringing the system in line with the rest of the civilized world.