"That system has worked pretty well for 40 years." - Wait, so I'm saving for retirement (40 years from now) in a system that isn't even that old? Somehow I don

"That system has worked pretty well for 40 years." - Wait, so I'm saving for retirement (40 years from now) in a system that isn't even that old? Somehow I don't trust it to still be around when I need to get money back.