clort, Thanks for raising this issue - there is an informative discussion in the responses. You might not want to be so fired up about fraud being the explana

clort, Thanks for raising this issue - there is an informative discussion in the responses. You might not want to be so fired up about fraud being the explanation for a thing you don't understand very well. Ignorance is perfectly fine - but assuming malice as the explanation is not going to serve you or this forum very well.