After using TCF Bank (Minnesota) and Wells Fargo (both are trash), Capital One has been amazing to me. I've never had any problems with Capital One. I began as

After using TCF Bank (Minnesota) and Wells Fargo (both are trash), Capital One has been amazing to me. I've never had any problems with Capital One. I began as an ING 360 customer (which was lightyears better than C1...) and stuck through the transition and never had any issues. Also use their credit cards. I never got the impression that they were predators.